only one agent gets this lead.
Every new Florida homeowner — verified phone, DNC-screened, TCPA-safe, routed to one agent. No bidding, no shared lists, no second calls.
// florida · this week
// the receipt
Two new Florida homeowners, same week. One from a shared-list vendor. One from us. Here's the difference, field by field.
Plantation, FL
1247 Coral Way · Coral Gables · FL 33134
AI opener · drafted for this lead
“Hi Sarah — I work with Coral Gables homeowners on Citizens + flood layering. Your starter bundle through Wells Fargo is in the renewal window now. Eight minutes to walk through your AE-zone options before it auto-renews?”
// fields shown above are illustrative. Not every lead returns every field — coverage varies by county, age of record, and what public + verification sources confirm. We show you exactly what we have, and flag what we don't.
Two homeowners. Same week. Same state. One arrives cold, generic, and already burned. The other arrives contactable.
// timing
The 30 days after a Florida closing are the worst time to call. Here’s what we wait for instead.
// why agents pick leadlobster
// exclusivity
Every deed transfer we score in Florida goes to one agent. No bidding, no shared lists, no resale. By the time a shared list shows up in your inbox, the homeowner has been called eight times. Our records have been called zero.
// freshness
Closing-day leads are noise — bundled lender policies, mailer blitzes, eight other agents working stale lists. Our records land in month four, when the first real carrier premium has hit the mortgage statement and the homeowner is asking what they overpaid for. That's when the call connects.
// territory
Florida is split into six exclusive territories. You claim one and receive scored matches from every county inside it. Each territory has a capped number of active agents — when one fills, it closes to new signups until a slot opens.
// top carrier movers · this week
“The lead came in months after the closing — right when the bundle renewal was hitting. Homeowner picked up the phone, knew exactly what they were paying, and was ready to talk. That's the difference. We're not the third sales call of the week, we're the first useful one.”
“I went from getting 2–3 decent leads per month to getting 12–18 fresh homeowner leads every single week. The fact that I'm the only agent getting these leads makes a massive difference. I'm not competing with 5 other agents on the same list anymore.”
“The leads feel unfair. I'm getting names, phones, emails, and the exact situation of the homeowner before I even call them. I've never seen lead quality like this in 11 years. The 'Yours Alone' promise is real — nobody else is getting these.”
// field notes
Notes from the field. What's working, what's broken, and what the data actually says.
Urgency data — timing is everything, early callers dominate, late callers get nothing. The Real Cost of Waiting: Why Florida Agents Who Call New Homeowners After Day 7 Lose 80% of Policies.
Jun 16, 2026
Case study with data — proves the opportunity with real numbers, story-driven. We Called 500 New Florida Homeowners. 73% Didn't Have Insurance Yet. Here's What Happened Next..
Jun 9, 2026
Hot take — shared leads sold to 5+ agents are worthless, here's the move top producers make. Shared Leads Are Dead. Here's What the Top 1% of Florida P&C Agents Use Instead..
Jun 2, 2026
Roughly four to five months after closing. That’s deliberate. The first 30 days after a Florida closing are noise — bundled lender policies, mailer blitzes, eight other agents working stale lists. By month four, the moving boxes are gone, the first real carrier premium has hit the mortgage statement, and the homeowner is asking the question every Florida agent wants to be asked: “did I overpay?” That’s when we deliver the lead — when they’re contactable, and when they actually care.
No. Every lead is sold once, to you. Each territory has a limited number of active agents — once a territory is full it closes to new signups and reopens only when a slot frees up. Within that cap, every record you receive is yours alone.
Your leads stay accessible in your dashboard through the end of your billing period. After that, your account is downgraded to a read-only state for 90 days so you can finish working any leads you already have. We don’t delete anything without notice.